How to avoid fraud when hiring a housekeeper in Switzerland: verify identity and work permit, check references and avoid undeclared work.

Is It Safe to Hire a Housekeeper in Switzerland?

Key checks before hiring a housekeeper in Switzerland — from identity and work permit to avoiding undeclared work (Schwarzarbeit).

Quick answer: Verify identity and the work permit, take up references, and register the role correctly with your compensation office. Undeclared work (Schwarzarbeit) is the biggest financial risk for you as the employer.

Check identity and AHV details

At the start, ask to see an ID document and the AHV or health-insurance card, and record the name, date of birth and AHV number so the wage is reported correctly.

Verify the work permit

  • EU/EFTA nationals may work; for stays over 90 days they must register with the municipality.

  • For non-EU nationals, a new household role is in practice heavily restricted.

  • Do not rely on someone claiming to be "self-employed".

Common warning signs

  • Advance payments or fees before any work is done

  • No verifiable references

  • Pressure to work "cash and unregistered"

Avoiding undeclared work

In private households there is almost always an employment relationship — not self-employment. Failing to register risks substantial fines, back-payment of contributions with interest, and full liability in the event of an accident. Registering correctly protects both sides.

You can find detailed information from the AHV and SECO. Always confirm the current rules directly with the authorities, as procedures can change.

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Conclusion

With ID and permit checks, genuine references and correct registration with your compensation office, you can avoid fraud and protect yourself from financial and legal risk.

Official sources

Rules and figures can change — check the official sources:

See also

See also

FAQ

How do I spot an untrustworthy housekeeper?

Warning signs include advance payments, no verifiable references, and pressure to work cash-in-hand without registration. Insist on ID, a permit and proper registration.

Do I have to check the work permit?

Yes. EU/EFTA nationals may work; for non-EU nationals a new household role is heavily restricted. Verify status before work begins.

What happens with undeclared work?

As the employer you risk fines, back-payment of contributions with interest, and full liability in case of accidents. In private households there is almost always an employment relationship.

How do I protect myself best?

Check identity and permit, take up references, and register the role correctly with your compensation office — ideally via the simplified procedure or a cheque-service provider.

How many references should I ask for?

Two to three, always verifiable. Cross-check them with reviews and, ideally, a first paid trial before committing.

Can I leave the housekeeper alone in my home?

It's very common. Check references, build trust gradually, and put valuables away at first. Many families hand over a key or code after the first few weeks.

Can I install cameras?

Only in common areas, and only if you inform the worker beforehand, preferably in writing. Never in private areas (bathrooms) or to monitor their work continuously — Swiss data-protection law (FADP) applies.